
When sending money across borders, have you considered how to ensure your funds arrive safely and accurately in the intended bank account? For every detail of international money transfers—where substantial sums are often involved—understanding relevant banking codes becomes particularly important. The SWIFT/BIC code BPKOPLPWBIA for PKO BANK POLSKI S.A. represents one such critical element that cannot be overlooked during transactions.
POLAND'S LEADING FINANCIAL INSTITUTION
PKO BANK POLSKI S.A. stands as one of Poland's largest banks, offering comprehensive financial services. Its SWIFT/BIC code BPKOPLPWBIA serves not only as the unique identifier for the institution but also guarantees that international transfers reach their destination accurately and securely. The bank's Białystok branch is located at: Tysiąclecia Państwa Polskiego 6, Białystok, Podlaskie, 15-111, Poland.
UNDERSTANDING SWIFT/BIC CODES
SWIFT codes—also known as Bank Identifier Codes (BIC)—typically consist of 8 to 11 characters that clearly identify both the bank and its specific branch. When using SWIFT codes for international transfers, ensuring absolute accuracy proves essential, as incorrect codes may cause delays or even prevent funds from reaching the intended account.
Many individuals focus solely on transfer amounts while overlooking the potential consequences of incorrect banking information. Whether processing small transactions or large transfers, carefully verifying both the bank name and corresponding SWIFT code remains imperative. This becomes especially crucial when using branch-specific SWIFT codes, requiring confirmation that the branch matches the recipient's details.
SELECTING A RELIABLE BANKING PARTNER
When choosing a bank for international transfers, factors beyond SWIFT codes deserve consideration—including institutional reputation and service quality. PKO BANK POLSKI S.A. maintains strong domestic standing while earning international client trust for cross-border transactions. Utilizing its SWIFT/BIC code BPKOPLPWBIA enables efficient, secure fund transfers to Poland, facilitating smoother international business operations.
Before initiating any international transfer, verifying the most current SWIFT code with the involved financial institutions helps prevent unnecessary complications caused by outdated information. Since exchange rate fluctuations may affect transfers, understanding applicable bank fees and currency policies also represents prudent practice.
ENSURING TRANSACTION SECURITY
Confirming accurate SWIFT/BIC codes constitutes a fundamental step in securing successful international transfers. For PKO BANK POLSKI S.A., the code BPKOPLPWBIA provides transaction assurance. As global financial activity continues expanding, mastering these essential banking details offers both protection and convenience for account holders.
Minor errors should never compromise financial security. Ensuring correct SWIFT code entry for every transaction guarantees funds reach their intended destinations safely across the globe.

