Global Currency Exchange Rates Shift in Early 2026

Published: 02/03/2026
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This article provides an authoritative interpretation of the RMB, RUB, USD, and EUR exchange rates as of January 21, 2026. It integrates data from the Central Bank of Russia and China UnionPay to analyze exchange rate differences and provides links to official data sources. Readers are advised to refer to the information rationally, considering real-time exchange rates for informed decision-making. The provided data serves as a reference point, and users should always consult the most up-to-date information before making any financial decisions.
Global Currency Exchange Rates Shift in Early 2026

Navigating international transactions requires up-to-date exchange rate information. Below you'll find the latest currency conversion rates between the Chinese yuan, Russian ruble, US dollar, and euro as of January 21, 2026, compiled from authoritative sources.

Official Exchange Rates at a Glance

We present data from two reliable financial institutions to ensure accuracy:

Central Bank of Russia Official Rates:
  • 1 Chinese yuan (CNY) = 11.1691 Russian rubles (RUB)
  • 1 US dollar (USD) = 77.8247 Russian rubles (RUB)
  • 1 Euro (EUR) = 91.1954 Russian rubles (RUB)
China UnionPay Reference Rates:
  • 1 Chinese yuan (CNY) = 11.1214 Russian rubles (RUB)
  • 1 US dollar (USD) = 6.9829 Chinese yuan (CNY)
  • 1 Euro (EUR) = 8.1961 Chinese yuan (CNY)

Understanding Rate Variations

Minor discrepancies between institutional rates reflect normal market dynamics. Exchange rates are influenced by multiple factors including:

  • Market supply and demand
  • Monetary policy adjustments
  • Geopolitical developments
  • Institutional pricing methodologies

The Central Bank of Russia rates represent official benchmarks, while China UnionPay rates typically reflect practical transaction values. Understanding these differences can help optimize cross-border payment strategies.

Important Considerations

Currency markets experience constant fluctuations. While this information provides valuable reference points, actual transaction rates may vary depending on:

  • Financial institution policies
  • Transaction timing
  • Service fees and processing charges

Market participants should consult real-time rates from their financial service providers when executing transactions. Prudent financial decisions should account for both current market conditions and individual risk tolerance.

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